You need to be checking your CCL records on the CCL site to make sure you are correctly registered before the transfer to the FCA on 1st April 2014.
As well as your basic detsails, you need to make sure that you have the correct licence categories.
If you are a 'normal' mortgage broker doing 'normal' mortgage business then you should check to see if you have the following categories:-
- Category C Credit brokerage
- Category D debt adjusting
- Category E debt counselling
- Category H Credit information services)
- Category H1 (Credit information services - including credit repair)
- Canvassing off trade premises
You don't necessarily need all these - it will depend on what you do and what you want to be able to do.
For category D & E you will need to submit a Credit Competence Form with your request and the fee (£80 to the OFT for any changes to the categories of licence , I believe).
A sample of the Credit Competence Form can be seen here :-
http://oft.gov.uk/shared_oft/business_leaflets/credit_licences/CCF.pdf
The next post will explain how to make any changes to your CCL.
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